Let's Find Your Home!

Testimonials


Penny helped my husband and me with a move, and from start to finish she was professional, hardworking, and fully committed to helping us find the right fit for our family. She listened carefully, communicated clearly and truly cared about us. Anyone working with her will be in good hands.

- Brandi B - Alpharetta

Penny served as our real estate agent during the purchase of our home in Lilburn. As new homeowners, the process felt overwhelming at times, but Penny guided us with patience, expertise, and genuine care from beginning to end. She invested countless hours into helping us understand each step of the homebuying process, answering our many questions, and ensuring we felt confident in every decision we made. She made herself available to us at every hour of the day ... and night.

- Jennifer W - Lilburn

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Mortgage Calculator


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The results provided by this calculator are estimates intended for general informational purposes only and should not be considered financial advice. Sales prices are based on publicly available listing data. Down payments are estimated using a standard assumption of 20%, and interest rates are based on current market averages, which may vary. Actual loan terms, interest rates, and required down payments will depend on individual lender requirements and buyer qualifications. Please consult with a licensed mortgage or real estate professional for precise figures tailored to your financial situation. Information source from . Calculations are not made by the MLS.

Affordability Calculator


Use this calculator to determine how much house you can afford. By entering details about your income, down payment, and monthly debts, you can estimate the mortgage amount that works with your budget.

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Based on your income, a house at this price should fit comfortably within your budget. Based on your income, a house at this price may stretch your budget too thin.
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Leave a message for Penny

Want to take the next step?
I agree to be contacted by the Virtual Properties Realty .COM office and Penny Flowe for real estate services via call, email and/or text. Message frequency varies. To opt out, you can reply "stop" at any time or click the unsubscribe link in the emails. Message and data rates may apply. Reply HELP for help. View Terms of Service and Privacy Policy. If you'd like to unsubscribe click here.